Accident Insurance
With the Accident Insurance benefit, you can protect yourself financially from the out-of-pocket expenses that occur due to a non-work-related injury.
Accident Insurance provides a lump-sum payment based on the accident/injuries sustained, so you can have peace of mind knowing you are covered financially. The benefit is paid directly to you, and you decide the best way to spend it. Whether it’s to pay medical expenses, the mortgage, car payments or even utility bills, you decide. Other advantages include:
- You will receive cash benefits for expenses that may not be covered under your medical plan.
- There are no health questions to answer.
- You can insure your spouse and children.
- There is no limit to the number of accidents you can claim under the policy (with exception to policy rules).
Contact Info
The Hartford
Call: 800.523.2233
Visit: thehartford.com
Voluntary Accident & Critical Insurance Highlights (Salaried and Office Hourly)
Voluntary Accident & Critical Insurance Benefit Highlights (Hourly/Field Staff)
Ability Assist Counseling
Accident Insurance Rates (See p. 4)
Accident Insurance Example
Julia elects Accident Insurance for herself. While she is playing field hockey with her league, she is hit in the head and knocked unconscious. Her team calls 911, and she goes to the hospital. The doctor diagnoses her with a concussion. Here’s a look at the lump sum Julia will receive from her accident:
With the money Julia receives, she can cover her medical bills and any other supplies she needs to recover.