Medical Plans
Azuria offers medical plans that keep you and your family healthy throughout the year. You have three medical options through Anthem: Value Plan, Core Plan and Savings Plan.
Value Plan
The Value Plan is a high deductible health plan (HDHP) that is paired with a Health Savings Account (HSA). It has the lowest monthly premiums but the highest annual deductible.
Core and Savings Plans
The Core and Savings Plans offer lower deductibles than the Value Plan, but they have higher monthly premiums. You generally pay copays for most services, such as office visits and urgent care. The Core Plan has higher in-network coverage levels than the Savings Plan.
Kaiser Permanente Plan (California)
Employees living and working in California are offered a Kaiser Permanente HMO plan in addition to the Anthem plans.
Working Spouse Provision
An employee’s spouse who is eligible for medical coverage under their employer sponsored plan IS NOT eligible for coverage under Azuria’s Medical Plan. Employees will attest whether their spouse is eligible for health coverage by completing the Spousal Attestation Form annually.
Submit the attestation through Workday or by emailing the form to [email protected].
Contact Info
Anthem BlueCross BlueShield
Call: 833.639.1635
Visit: anthem.com
2026 Medical Plan Rates (See p. 1)
Kaiser Permanente HMO (Calif. Only)
Call: 800.464.4000
Visit: kp.org
2026 Kaiser Permanente HMO Plan Rates (See p. 3)
Digital Health Care Support
Wellness Coaching by Phone
More Care Options While Away From Home
How to Access Telehealth
Pharmacy Made Easier
Archive Information
Allsup Medicare Advisory Services
If you and/or your spouse enrolled in an Azuria medical plan are age 62 or over, approaching Medicare eligibility (turning 65) or already Medicare eligible, consider using Allsup, a FREE service that helps you identify alternative plan options that best fit your personal healthcare needs and budget.
To learn more, call 888.271.1173, visit allsupllc.com/employer-benefits or click here.
How to Find In-Network Providers
One of the best things you can do to get the most value and savings out of your benefits plans is to use in-network providers. Finding local providers in the carrier networks is easy.
Medical
Visit: anthem.com or kp.org/searchdoctors
Dental
Visit: deltadentalmo.com
Vision
Visit: vsp.com
Coverage Comparison
| Medical Benefits | Value Plan In-Network Only | Savings Plan In-Network Only | Core Plan In-Network Only |
|---|---|---|---|
| Annual Deductible (Individual/Family) | $3,500/$7,000 | $2,300/$4,600 | $1,500/$3,000 |
| Out-of-Pocket Maximum (Individual/Family) | $7,000/$14,000 | $6,500/$13,000 | $4,800/$9,600 |
| Azuria Annual HSA Contribution ½ given in January, ½ given in July | Self only: $500 Self + Spouse/DP or Child(ren): $1,000 Self + Family: $1,500 | N/A | N/A |
| Preventive Care Visit | Covered in full (includes preventive drugs) | Covered in full | Covered in full |
| LiveHealth Online (Telemedicine)* | $59 charge | $20 copay | $20 copay |
| Primary Care Visit | 70% after deductible | $40 copay | $25 copay |
| Specialist Visit | 70% after deductible | $55 copay | $40 copay |
| Urgent Care | 70% after deductible | $65 copay | $50 copay |
| Emergency Room | 70% after deductible | 70% after $225 copay (waived if admitted) | 80% after $200 copay (waived if admitted) |
| Hospital Services** Inpatient and Outpatient | 70% after deductible | 70% after deductible | 80% after deductible |
| Prescription Drugs — (30-day supply) | |||
| Generic | Preventive maintenance: Covered at 100%, no deductible All other drugs: 30% ($4 min/$100 max), after deductible | 20% ($10 min/$100 max) | $10 |
| Preferred Brand | 20% ($35 min/$100 max) | $35 | |
| Non-preferred Brand | 20% ($60 min/$100 max) | $60 | |
| Specialty Medication | 20% to $100/script | 20% to $100/script | |
| Prescription Drugs — Order (90-day supply) | |||
| Generic | Preventive maintenance: Covered at 100%, no deductible All other drugs: 30% ($10 min/$200 max), after deductible | 20% ($25 min/$200 max) | 2.5× retail |
| Preferred Brand | 20% ($87.50 min/$200 max) | 2.5× retail | |
| Non-Preferred Brand | 20% ($150 min/$200 max) | 2.5× retail | |
Coverage is limited to Usual and Customary charges, which are the commonly charged or prevailing fees for services within a geographic area.
* Cost for most visits is $59. The charge for mental health, behavioral health and substance abuse visits will be higher.
** Pre-treatment certification is required before all hospital admissions (or within two working days following an emergency admission) and before all scheduled surgeries performed outside the doctor’s office. Have your doctor call the number on your ID card.
Please refer to the Summary Plan Description available in the Documents Library for a complete explanation of the benefits and rules that govern the Plan.
Kaiser Permanente Medical Plan (California)
Employees living and working in California are offered a Kaiser Permanente HMO plan in addition to the Anthem plans detailed below. View more information about the Kaiser plan option.
| Medical Benefits | Kaiser Plan |
|---|---|
| Annual Deductible (Individual/Family) | $500/$1,000 |
| Out-of-Pocket Maximum (Individual/Family) | $3,000/$6,000 |
| Preventive Care Visit | Covered in full |
| Primary Care Visit | $20 copay, deductible waived |
| Specialist Visit | $20 copay, deductible waived |
| Telehealth | $0 |
| Urgent Care | $20 copay, deductible waived |
| Emergency Room | 80% after deductible |
| Hospital services — Inpatient | 80% after deductible |
| Prescription Drugs—Retail (30-day supply) | |
| Generic Formulary | $10 |
| Brand-Name Formulary or Non-Formulary | $30 |
| Specialty Drugs | 20% up to $200 |
| Prescription Drugs—Retail (100-day supply) | |
| Generic Formulary | $10 |
| Brand-Name Formulary or Non-Formulary | $30 |
| Medical Benefits | Kaiser Plan |
|---|---|
| Annual Deductible (Individual/Family) | $2,500/$5,000 |
| Out-of-Pocket Maximum (Individual/Family) | $6,000/$12,000 |
| Preventive Care Visit | Covered in full |
| Primary Care Visit | $40 copay, deductible waived |
| Specialist Visit | $50 copay, deductible waived |
| Telehealth | $0 |
| Urgent Care | $40 copay, deductible waived |
| Emergency Room | 70% after deductible |
| Hospital Services — Inpatient | 70% after deductible |
| Prescription Drugs — Retail (30-Day Supply) | |
| Generic Formulary | $15 |
| Brand-Name Formulary or Non-Formulary | $35 |
| Specialty Drugs | 20% up to $250 |
| Prescription Drugs — (100-Day Supply) | |
| Generic Formulary | $30 |
| Brand-Name Formulary or Non-Formulary | $70 |
Kaiser Permanente Prescription Drug Coverage
The plan offers prescription drug coverage through Kaiser, and you must use Kaiser facilities, physicians and pharmacies to receive coverage.
Register Your Membership
Your connection to great health is kp.org, where you can manage your case and help improve your health anytime, anywhere. Once you get your Kaiser Permanente ID card, get started at kp.org/register.
Kaiser Permanente Telehealth
Do you have a minor health condition? If it doesn’t require an in-person medical exam, you may be able to address it with a doctor by phone. You’ll get great care, and you’ll save time. Specific contact information varies by Kaiser Permanente facility. Visit kp.org to learn more.
