Critical Illness Insurance

Consider the following advantages of critical illness coverage:

• A set amount of money is paid directly to you to be used however you choose based on the amount you elect:
• Employee: Choose $10,000 or $20,000
• Spouse: 100% of employee’s elected amount
• Child (up to age 26): 50% of employee’s elected amount
• Insure your spouse and children.
• Receive a $50 benefit for covered health screening tests like blood tests, stress tests and colonoscopies.

Why Do You Need Critical Illness Coverage?

Most medical plans provide coverage for hospital and medical expenses associated with critical illnesses. Expenses for conditions such as stroke, heart attack, kidney failure, major organ transplant, coma and paralysis can be financially devastating. With critical illness coverage, you can be prepared financially for costs like:

• Copays, deductibles and coinsurance
• Possible transportation and lodging needs
• Childcare and other domestic help expenses
• Possible loss of income