Disability Insurance

Illness or injury can happen any time. Disability coverage protects your income, so you can continue to cover your daily expenses when you are unable to work. Having financial protection when you can’t work can help provide peace of mind for you and your family.

Short-Term Disability (STD)

STD benefits replace your income if you are absent from work for a certain number of days due to an illness or injury.

Complete the election in Workday.

Salaried and office employees: Azuria pays 100% of STD coverage.

Field employees: Voluntary program. Hourly field/shop employees can enroll in optional STD.

Please note, Evidence of Insurability is required if you elect this coverage outside of your original eligibility period.

Short-Term Disability Rates (hourly field/shop employees) (See p. 2)

Long-Term Disability (LTD)

LTD coverage replaces 60% of your base salary to a maximum monthly benefit of $12,500 after you are disabled longer than 90 days.

LTD benefits are offset with other sources of income, such as Social Security and Workers’ Compensation, and continue for the duration of your disability until age 65.

Cost: Azuria pays the full cost of LTD coverage for all employees.

See the Financial section in the Documents Library for plan highlights.

Email: [email protected] to check eligibility for STD or LTD coverage.